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ActiveCentral Sector SchemeLaunched 2020-07-08Verified: 2026-09-16

Agriculture Infrastructure Fund (AIF)

Financing facility providing 3% interest subvention and credit guarantees on bank loans up to ₹2 crore for post-harvest agriculture infrastructure.

Government Levelcentral Government
Administering BodyMinistry of Agriculture and Farmers Welfare
Beneficiary Sector
Farmers & AgricultureBusiness & Entrepreneurship
Applicable Jurisdiction
All India

₹Benefits & Entitlement Breakdown

Medium-to-long term debt financing facility for investment in viable projects for post-harvest management infrastructure and community farming assets: Interest subvention of 3% per annum on bank loans up to ₹2,00,00,000 for a maximum period of 7 years. Credit guarantee coverage under CGTMSE for loans up to ₹2 Crore (fee paid by Central Government). Moratorium for repayment varies from 6 months to 2 years. Eligible projects include cold stores, cold chains, warehouses, silos, pack houses, assaying units, sorting & grading units, primary processing units, and solar-powered agri infrastructure.

📊Budget Allocation & Beneficiary Reach

Fiscal Budget Allocation

₹1,00,000 Crore (Total financing facility commitment through banking system)

Official Budget Document ↗
Verified Beneficiary Reach

45,000+ projects sanctioned with over ₹37,500 Crore loan disbursed

As of: 2024-03-31PIB / Official Citation ↗

Verified Eligibility Criteria

Age Requirement:Minimum 18 years
Annual Family Income Ceiling:No gross income ceiling specified
Target Occupations:farmer, agri_entrepreneur, fpo_member, pacs_member, startups, self_help_group
Eligible Gender:all
Social Category / Reservation:all
Specific Operational Conditions & Exclusions:

Primary Agricultural Credit Societies (PACS), Marketing Cooperative Societies, Farmer Producers Organizations (FPOs), Self Help Groups (SHGs), Joint Liability Groups (JLGs), Multipurpose Cooperative Societies, Agri-entrepreneurs, Startups, and Central/State agency sponsored Public-Private Partnership projects.

Required Documents Checklist

  • ✓
    Detailed Project Report (DPR)Mandatory

    Technical and financial viability report of post-harvest asset.

  • ✓
    PAN Card and Aadhaar Card of PromotersMandatory

    Mandatory applicant KYC.

  • ✓
    Land Title Deed / Registered Lease Deed (Min 10 years)Mandatory

    Proof of site possession for warehouse/cold storage.

  • ✓
    Audited Financial Statements / IT Returns (last 3 years)Optional / Supporting

    For existing firms/cooperatives; provisional for startups.

How to Apply

1. Visit the unified Agriculture Infrastructure Fund portal (https://agriinfra.dac.gov.in). 2. Register as a Beneficiary using Aadhaar, PAN, and mobile number. 3. Fill in detailed project proposal, proposed asset location, and investment budget. 4. Select lending bank and branch from empaneled commercial banks and RRBs. 5. Upload Detailed Project Report (DPR), land records, and statutory approvals. 6. Central Project Monitoring Unit (PMU) verifies application within 7 business days. 7. Lending bank conducts credit appraisal and sanctions loan with automated 3% interest subvention tag.

Official Government Application Portal

You will be redirected to the secure official portal: agriinfra.dac.gov.in

Apply on official government website

Frequently Asked Questions (Officially Sourced)

Verified answers sourced directly from official circulars, gazettes, and portal FAQs. Never AI-invented.

What is the maximum loan amount eligible for interest subvention under AIF?

Interest subvention of 3% per annum is available for loan amounts up to ₹2 Crore for a maximum duration of 7 years.

Source: Official Scheme FAQ ↗

Can one entity set up multiple projects under AIF?

Yes, an entity can set up multiple projects in different locations, with each project at a different location eligible for separate interest subvention up to ₹2 Crore (maximum 25 projects per entity).

Source: Official Scheme FAQ ↗

Is credit guarantee available for AIF loans?

Yes, credit guarantee coverage is available under CGTMSE for loans up to ₹2 Crore, with the fee paid by the Central Government.

Source: Official Scheme FAQ ↗

Common Rejection Reasons & Warnings

Ineligible project activity outside post-harvest or community farming scope; loan default with financial institutions; incomplete DPR or lack of land possession.

Editorial Verification & Change Log

DateFieldDescription / UpdateSource Citation
2026-09-16initial_verificationBaseline verification of AIF guidelines, 3% interest subvention for 7 years, and ₹2 Crore loan ceiling.Official Source ↗

Application Window & Deadlines

Open through FY 2032-33 (Disbursements through 2025-26, support through 2032-33)

Related Welfare Programs

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)

Direct income support of ₹6,000 per year in three equal installments to landholding farmer families across India.

Pradhan Mantri Matsya Sampada Yojana (PMMSY)

National flagship scheme for fisheries development providing 40% to 60% capital subsidies for aquaculture, marine fishing boats, cold storage, and fish farming infrastructure.

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Comprehensive agricultural crop insurance covering yield loss from pre-sowing to post-harvest perils at ultra-low farmer premiums of 1.5% to 2%.

Official Helpline & Nodal Offices

Central Project Management Unit, Agriculture Infrastructure Fund, MoA&FW

Krishi Bhawan, Dr. Rajendra Prasad Road, New Delhi - 110001

Helpline: 011-23381012 / 1800-180-1551 (AIF National Helpdesk)

Jurisdiction: National (All-India)

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Verification Metadata

Last verified by Eligo researchers on 2026-09-16 against official government documentation.

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